Explore real mortgage case studies to see how financing worked in specific borrower and property situations. Search completed purchase and refinance examples, learn what mattered in each transaction, and discuss how your own situation may differ.
Each case study explains a particular transaction. Use these examples alongside our loan guides to understand the questions to ask before choosing a financing path.
6 scenarios
Conventional · Refinance · Louisiana
Addis, LA Refinance Case Study: 668 Credit and High DTI
$234,025 refinance with 668 credit, 50.99% recorded DTI and 68% LTV. Learn how high DTI and a credit score below 680 shaped the refinance discussion.
Closed September 21, 2026.
FHA · Purchase · Louisiana
Livingston, LA FHA Purchase Case Study: 644 Credit
$319,113 purchase with 644 credit, 35.8% recorded DTI and 98% LTV. Explore a purchase with limited down-payment funds.
Closed October 5, 2026.
FHA · Purchase · Louisiana
Denham Springs FHA Case Study: 655 Credit and 55.2% DTI
$278,663 purchase with 655 credit, high DTI at 55.2% and 97% LTV. Explore a purchase with a low down payment and limited upfront funds.
Closed October 1, 2026.
DSCR · Purchase · Georgia
Grovetown, Georgia DSCR Purchase
A completed investment-property purchase using DSCR financing without personal income qualification. Read the transaction details and investment assumptions behind the example.
DSCR · Cash-out refinance · Louisiana
Baton Rouge DSCR Cash-Out Refinance
A completed $306,500 DSCR cash-out refinance with proceeds intended for renovations and furnishings. Explore the transaction structure and its purpose.
VA · Streamline refinance · Louisiana
Louisiana VA IRRRL Streamline Refinance
A VA refinance case study reporting a 7–10 day closing and $161.33 in monthly principal-and-interest savings. Read the full example for the transaction details and savings context.
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Have a similar mortgage situation?
Two borrowers with similar credit scores or loan amounts can have different financing options. Talk with 360 Mortgage about your scenario to review the property, income documentation, down payment or equity, and timing.
Explore our FHA loan guide, DSCR loan guide, and VA IRRRL refinance guide for program information.
Historical case studies are educational examples, not current loan offers or approval guarantees. Eligibility, rates, terms, closing timelines, savings, and program availability depend on the full borrower profile, property, lender guidelines, and underwriting review. 360 Mortgage Inc. NMLS #80777.