Buying a home is a series of decisions — how much you can afford, which loan makes sense, and whether buying is the right move right now. These tools are designed to help you compare options, plan confidently, and move forward with clarity.
Rent vs Buy
Compare the financial and lifestyle tradeoffs of renting versus buying a home based on your goals, timeline, and market conditions.
Explore Rent vs Buy →How Much House Can I Afford?
Understand how income, credit, down payment, and monthly obligations affect what home price range makes sense for you.
Calculate Affordability →FHA Loan Requirements
Understand FHA loan requirements, including credit guidelines, down payments, income limits, and property standards.
Understand Loan Requirements →FHA vs Conventional Loans
Compare FHA and conventional loans side by side, including credit requirements, down payments, mortgage insurance, and long-term costs.
Compare Loan Options →Mortgage Loan Types Comparison
See how different mortgage loan programs stack up so you can choose the option that fits your situation and long-term plans.
View Loan Comparison →Mortgage Amortization Calculator
Estimate your monthly payment, interest cost, payoff timing, and full amortization schedule with taxes, insurance, PMI, and extra payments.
Calculate Amortization →Ready to Take the Next Step?
Once you’ve explored your options, the next step is getting pre-approved so you know exactly where you stand before making an offer.
Get Pre-Approved →Key points before you decide
- Start with the goal: purchase, lower payment, shorter term, cash out, streamline refinance, or investor financing.
- Review the borrower profile: credit, income, debts, assets, property use and any timeline constraints.
- Compare the loan option against total monthly payment, cash to close, mortgage insurance, closing costs and long-term plans.
Frequently asked questions
Who is Buyer Decision Tools best for?
Buyer Decision Tools may fit borrowers whose goals, documentation and property details line up with the program requirements. A mortgage review is the fastest way to compare options without relying on generic assumptions.
What documents should I prepare?
Most borrowers should be ready to discuss income, assets, debts, credit history, property details and the purpose of the loan. Exact documentation depends on the program and underwriting review.
What is the next step?
The next step is to talk with 360 Mortgage so the team can review your situation, explain available options and outline the application path.
Decision support
How to use this buyer decision tools page
Use this page to compare the questions that usually shape a buying decision: affordability, timing, loan type, down payment, and monthly payment comfort. The goal is not to pick a product from a headline, but to narrow the next conversation with real numbers.
- Start with the payment range that feels safe, not just the highest approval amount.
- Compare FHA, conventional, VA, USDA, and other options against cash to close and long-term plans.
- Use the decision tools as a starting point, then verify the fit with a mortgage review.
Talk Through Your Mortgage Options
A licensed mortgage professional can help compare payment, cash to close, documentation, loan program fit, and timing before you apply. 360 Mortgage Inc. NMLS #80777 is licensed in Missouri, Kansas, and Louisiana.