Compliance & Licensing
360 Mortgage is committed to responsible mortgage practices, clear disclosures, and transparent communication. This page provides licensing and compliance information so visitors understand how we operate and where we are authorized to do business.
Licensing Information
360 Mortgage operates as a licensed mortgage broker in the following states:
- Missouri
- Kansas
- Louisiana
For clients outside these states, including Florida, we may connect borrowers with established referral partners when appropriate.
Direct answer
What should I know about Compliance and Licensing?
Compliance and Licensing is mainly about matching the borrower, property, loan purpose and timing to the right mortgage path. Eligibility and pricing can depend on credit profile, income documentation, debt-to-income ratio, property type, occupancy, loan amount, equity or down payment, and current program rules.
NMLS Information
NMLS #80777
NMLS (Nationwide Multistate Licensing System) is a system used to track licensing and registration for certain financial services professionals. Borrowers can use the NMLS number above to help verify licensing information.
Educational Content and No-Commitment Disclosures
Content on this website is provided for educational and informational purposes only. It is not a commitment to lend, and it should not be interpreted as financial, legal, or tax advice. Mortgage programs and guidelines vary, and eligibility depends on borrower qualification and property details.
Any examples, scenarios, payment illustrations, or calculators are estimates for educational use and may not reflect final loan terms.
Responsible Mortgage Practices
We aim to communicate clearly, answer questions directly, and help borrowers understand their options. Mortgage decisions are significant financial commitments, and our process is designed to support informed decision-making.
Loan availability, rates, fees, terms, and underwriting standards may change without notice and are subject to lender guidelines.
Privacy and Communication
If you submit information through our contact forms, we use it to respond to your inquiry and discuss mortgage-related questions. Please avoid sending sensitive personal information (such as full account numbers or unmasked identification documents) through unsecured email or web forms.
Equal Housing Opportunity
360 Mortgage Inc. supports equal housing opportunity and conducts mortgage business in accordance with applicable fair housing and fair lending laws. If you believe you have experienced housing discrimination, you may learn about filing a complaint through the U.S. Department of Housing and Urban Development.
Verify Our Licensing
Consumers can independently review mortgage company and mortgage professional licensing through NMLS Consumer Access, the free public licensing search provided through the Nationwide Multistate Licensing System.
- 360 Mortgage Inc.: NMLS #80777
- Louisiana loan officer Lyndi Gajan: NMLS #88249
Search by the company or professional name or by NMLS number, then confirm authorization for the state where your property is located.
Consumer Assistance and Complaint Resources
If you have a question about your mortgage inquiry, contact 360 Mortgage first if you wish. You also have the right to contact a government consumer-protection or regulatory agency directly.
- Consumer Financial Protection Bureau: submit a financial services complaint
- HUD: housing discrimination complaint information
- Missouri Division of Finance: consumer complaints
- Kansas Office of the State Bank Commissioner: consumer complaint form
- Louisiana Office of Financial Institutions: complaints
Questions About Licensing or the Mortgage Process?
If you have questions about licensing, disclosures, or how the mortgage process works in your situation, contact us and we’ll point you in the right direction.
Frequently asked questions
Who is Compliance and Licensing best for?
Compliance and Licensing may fit borrowers whose goals, documentation and property details line up with the program requirements. A mortgage review is the fastest way to compare options without relying on generic assumptions.
What documents should I prepare?
Most borrowers should be ready to discuss income, assets, debts, credit history, property details and the purpose of the loan. Exact documentation depends on the program and underwriting review.
What is the next step?
The next step is to talk with 360 Mortgage so the team can review your situation, explain available options and outline the application path.