Mortgage broker in Memphis TN

Mortgage Broker in Memphis TN

360 Mortgage helps Memphis home buyers and homeowners compare multiple lenders, secure strong pre approvals, and move confidently from application through closing.

Whether you are buying near East Memphis, Midtown, Germantown, or the suburbs along the Mississippi, we structure your loan around your timeline, finances, and long term goals.

Memphis housing market overview

The Memphis area offers a wide range of housing opportunities — from historic neighborhoods and mid-century homes to newer subdivisions and riverfront properties. Demand remains steady as local employment sectors including logistics, healthcare, and education support ongoing community growth.

Competitive offers are common in the most desirable pockets. A fully underwritten pre approval strengthens your position and reduces risk at contract time.

Loan programs available in Memphis

• Conventional loans for primary residences and investments
• FHA loans with flexible guidelines
• VA loans for eligible veterans and active duty service members
• USDA loans in eligible areas outside the core metro
• Jumbo loan options for higher balance homes
• Rate & term refinance
• Cash out refinance

We compare lenders based on rate, cost, underwriting standards, and speed — because the best fit is not always just lowest rate.

Memphis neighborhoods and surrounding areas

We work with buyers throughout the Memphis region including East Memphis, Midtown, Harbor Town, Germantown, Cordova, Bartlett, and Collierville.

Each submarket has unique price trends, school dynamics, and inventory rhythms. We help you align your financing with local conditions and your personal strategy.

Related Memphis mortgage guides

Why use a mortgage broker in Memphis

A broker gives you access to a panel of wholesale lenders rather than one bank’s loan menu. That flexibility matters when guidelines differ between lenders — especially for buyers with unique income, self-employment, or non-traditional documentation.

Our process emphasizes preparation and proactive communication to keep your transaction moving toward closing with minimal surprises.

Start your Memphis pre approval

If you are buying or refinancing in Memphis TN, the first step is a structured discussion of your goals, documentation, and timeline. We will outline your qualification range and guide you to a clear next step.

Explore more Tennessee mortgage support on the state hub: Mortgage Broker Tennessee