At a glance
Vickie Talley is a 360 Mortgage Loan Officer (NMLS ID 280241) licensed in Missouri with more than 20 years of mortgage-industry experience. Based in the Clay County area, she guides borrowers through purchase and refinance financing and brings particular familiarity with rural properties, acreage, and documentation planning.
About Vickie
Vickie Talley brings over 20 years of mortgage industry experience to borrowers throughout Missouri. She has lived locally in the Clay County area and understands the unique property types, income patterns, and lending considerations that come with both suburban and rural communities.
Her long tenure in the industry allows her to anticipate underwriting conditions early, guide borrowers clearly through documentation, and structure loans that align with long term financial goals.
Serving Clay County and Rural Missouri
Vickie has helped many rural borrowers secure financing, including properties outside major metro centers where land size, property type, or well and septic systems may require additional lender review.
- Primary residence loans in rural communities
- Properties with acreage
- USDA eligible areas when applicable
- Homes with unique appraisal considerations
- Clear documentation planning for self employed and commission income
Loan Programs and Helpful Resources
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Loan comparisons
Why Experience Matters
With more than two decades in the mortgage industry, Vickie has worked through multiple market cycles, underwriting changes, and regulatory shifts. That experience translates into calm guidance during uncertain markets and careful loan structuring for borrowers who need clarity and confidence.
Ready to start?
Complete the application and Vickie will follow up with next steps.
Vickie Talley | NMLS ID 280241
360 Mortgage Inc. | NMLS ID 80777
Licensed mortgage loan originator in Missouri.
Disclosure: Licensed mortgage broker in Missouri, Kansas, and Louisiana.
Frequently asked questions
Who is Vickie Talley best for?
Vickie Talley may fit borrowers whose goals, documentation and property details line up with the program requirements. A mortgage review is the fastest way to compare options without relying on generic assumptions.
What documents should I prepare?
Most borrowers should be ready to discuss income, assets, debts, credit history, property details and the purpose of the loan. Exact documentation depends on the program and underwriting review.
What is the next step?
The next step is to talk with 360 Mortgage so the team can review your situation, explain available options and outline the application path.